Household

The Household Underwriting Team is based in Worcester, we handle Household business transacted by EDI and manual business that falls outside of FCEDI which does not quite ‘fit the box’

Our aim is to be the Intermediary and Lloyd’s coverholder of choice by brokers who share our values. Our products will meet our customers’ needs in standard and ‘niche’ markets and be sustainably priced. They will be underpinned by first class technical expertise coupled with excellent levels of customer and claims service.

Our products will be found on the major software systems and include:

 

My Home Bedroom rated policy providing Buildings cover up to £1M & Contents cover up to £80,000 for  properties with up to 4 bedrooms and built from 1851 onwards
My Home Elite A sum insured policy providing wide coverage, giving the flexibility to cater for higher sums insured and those risks that do not quite ‘fit the box’ and require individual attention.
We also cover holiday homes in the UK under this product.
Evolution/Silver A sum insured product primarily catering for non standard risks – for example longer term unoccupied, tenanted residential properties and properties undergoing minor works.

 

We are happy to take underwriting referrals and always welcome the opportunity to talk to brokers, it is important to us that we work closely with our brokers and fully understand their needs.

Policy Documents:

Notice To Policy Holders – My Home
My Home Policy Booklet
My Home Keyfacts
 
Notice To Policy Holders – My Home Elite
My Home Elite Policy Booklet
My Home Elite Keyfacts
 
Notice To Policy Holders – Evolution
Evolution Policy Booklet
Evolution Keyfacts
 
Notice To Policy Holders – Silver
Silver Policy Booklet
Silver Keyfacts
 
Notice To Policy Holders – Gold
Gold Policy Booklet
Gold Keyfacts
 
Notice To Policy Holders – Resilets
Resilets Insurance Policy Booklet
Resilets Insurance Keyfacts

Contacts:

Jane Coppard
Head of Household
T: 0333 005 6256
M: 07920 790939
E: jane.coppard@kgmus.co.uk
Mark Humphreys
Household Underwriting Manager
T: 0333 005 6202
E: mark.humphreys@kgmus.co.uk
Luke Barnett
Household Underwriter
T: 0333 777 3086
E: luke.barnett@kgmus.co.uk
Chris Williams
Household Underwriter
T: 0333 777 3086
E: chris.williams@kgmus.co.uk
Lewis Terry
Household Underwriter
T: 0333 777 3086
E: lewis.terry@kgmus.co.uk
Samantha Finch
Assistant Underwriter
T: 0333 777 3086
E: samantha.finch@kgmus.co.uk