• Policyholders who have a genuine reliance on their vehicles to transact business
• Use SD&P personal business including carriage of own goods
• Low to average valued vehicles
• Skilled tradesman
• Proven commercial vehicle history
• Drivers must be 30 – 65 inclusive
• Named drivers, maximum of 3 including the policyholder
• Limited mileage discount.

Policy Benefits:

• 24 hour claims helpline providing vehicle collection and re delivery and, repairs guaranteed for 3 years on all comprehensive policies (we do not offer courtesy vans for period of repair)
• Unlimited windscreen cover provided our approved glass replacement service used, subject to a £50 excess
• Sign writing (on referral)
• Protected no claims bonus available where policyholder has earned 3 or more years no claims bonus on both covers (on referral).

Not quoted:

• Drivers who do not have a full UK licence for at least 12 months
• Non standard occupations
• Drivers with poor claims and conviction history
• Where there has been a break in cover on the proposed vehicle of more than a month.